Texas Plaintiff Sues to Stop Atlas Credit’s ‘Harassing’ Debt Collection Calls
Debt collector Atlas Credit continues placing “harassing” calls to Jessica Garcia, despite her demands that the calls stop and despite her “explicitly telling” the company of her inability to pay back her loan, alleged Garcia’s Telephone Consumer Protection Act complaint…
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Friday (docket 7:24-cv-00053) in U.S. District Court for Southern Texas in McAllen. Garcia, a Rio Grande, Texas, consumer, entered into a personal loan agreement with Atlas in February 2023, and began making monthly repayments, said the complaint. In November, due to “unforeseen financial hardship,” Garcia was unable to continue making her monthly payments, thus incurring a debt totaling about $1,600, it said. The collection calls from Atlas began almost immediately and have persisted to the present day, it said. Garcia’s multiple demands that the calls stop “fell on deaf ears,” said her complaint. Atlas’ “harassing phone calls and conduct” have severely disrupted Garcia’s “everyday life and overall well-being,” it said. The complaint also alleges violations of the Texas Debt Collection Act.