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Judge Dismisses Michigan First’s Bid For T-Mobile’s Reimbursement of SIM Swap Damages

U.S. District Judge Jonathan Grey for Eastern Michigan in Detroit granted T-Mobile’s motion to dismiss Michigan First Credit Union's Electronic Fund Transfer Act complaint for failure to state a claim, said the judge’s signed order Friday (docket 2:22-cv-13159). Michigan First…

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alleged T-Mobile left it holding the bag for $7.6 million in EFTA damages due to unauthorized SIM swaps committed under T-Mobile's watch, and it sued for reimbursement of those damages (see 2304030039). But the judge said because Michigan First isn’t one of the intended beneficiaries of EFTA and because the text and structure of the statute don’t support it, there’s “no express or implied cause of action for indemnification or contribution under EFTA.”